Boat Insurance

Posted by Lola Jackson (lolaltd@…>)
I called my agent and I was told, during Hurricane it has to be out of the water.

If left in the water, they pay for your damages, however your Deducible
is 5 % of your total value listed on the boat more per year.

How is yours?

Inquiring minds want to know.

I’m with NATIONWIDE with 3 vehicles too.Lola F30

Posted by Sward (swardfullsail@…>)
My insurance covers 1/2 of hauling my boat or whatever protection costs I have to incur up to $1000. for each storm or up to $3000 a year.

I have Zurich.

How are things there now Lola

“Life is a Reach, then you Jibe”

SWARD— On Fri, 9/5/08, Lola Jackson <lolaltd@…> wrote:
From: Lola Jackson <lolaltd@…>Subject: [FreedomOwnersGroup] Boat InsuranceTo: “freedom group” <freedomownersgroup@yahoogroups.com>Date: Friday, September 5, 2008, 2:08 PM






I called my agent and I was told, during Hurricane it has to be out of the water.If left in the water, they pay for your damages, however your Deducible is 5 % of your total value listed on the boat more per year.How is yours?Inquiring minds want to know.I’m with NATIONWIDE with 3 vehicles too.Lola F30

Posted by Lola Jackson (lolaltd@…>)
Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then do you have to pay a rent/parking of the boat fee too?.— On Fri, 9/5/08, Sward <swardfullsail@…> wrote:From: Sward <swardfullsail@…>Subject: Re: [FreedomOwnersGroup] Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comDate: Friday, September 5, 2008, 2:17 PM

My insurance covers 1/2 of hauling my boat or whatever protection costs I have to incur up to $1000. for each storm or up to $3000 a year.

I have Zurich.

How are things there now Lola

“Life is a Reach, then you Jibe”

SWARD— On Fri, 9/5/08, Lola Jackson <lolaltd@yahoo. com> wrote:
From: Lola Jackson <lolaltd@yahoo. com>Subject: [FreedomOwnersGroup ] Boat InsuranceTo: “freedom group” <freedomownersgroup@ yahoogroups. com>Date: Friday, September 5, 2008, 2:08 PM






I called my agent and I was told, during Hurricane it has to be out of the water.If left in the water, they pay for your damages, however your Deducible is 5 % of your total value listed on the boat more per year.How is yours?Inquiring minds want to know.I’m with NATIONWIDE with 3 vehicles too.Lola F30

Posted by sgaber@…> (sgaber@…>)

Lola:

Maybe it’s different for emergency haulouts in advance of approaching
hurricanes, I dunno.

But generally, when it comes to boatyards, things ain’t like they used to be
maybe 10 years ago or less.

For routine maintenance and bottom painting, round trip - out of the water and
in later – for my Columbia 31 is about $360. That includes pressure wash and
blocking. Unless you have a seasonal storage agreement with the yard, the cost
is between $15 and $25 per day for every day it sits there. Most yards in this
area no longer allow the owner to do his own work like bottom painting or
mechanical work. And if you use outside labor, the yard will charge maybe $75
or more per day for that privilege. They want to do the work, at rates varying
between $65 and $95 per hour, depending the average rate on location. If they
do allow you to paint the bottom, they will insist that you buy the paint from
them at full list price, around $290 per gallon, roughly twice what you could
get it for at a marine discount store.

A package deal for bottom painting in my area (the central Gulf coast of
Florida), depending on which yard I choose, costs between $24 and $32 per foot
for haulout, pressure wash, a light sanding and two coats of Trinidad SR. If
they have to hold the boat in the slings – to paint the centerboard, for
instance-- they will charge by the hour for the use of the Travel Lift.

In the past when I painted the bottom myself, I would pay $200 for a round trip
haulout and wash, buy then paint at a place like BoatOwners’ Discount Warehouse
for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to buy some quart
cans too), pay $15/ day for maybe 3 days, sand the bottom one day, paint the
next, make a deal with the yard crew to haul the boat last and leave it in the
Travel lift overnight so I could paint the centerboard and pout it back in the
water for a total cost under $600.

Don’t bees like that no more. Very few yards around here will allow me to do my
own work on the boat. And none of them are nearby.

Nowadays, painting the bottom, which I have to do soon, will cost at least a
thousand – or One Boat Buck. And I will need the yard to replace the
centerboard cable at $75/hour plus the cable. For this they will need the
Travel Lift and will charge me for that too, plus another day for sitting on the
hard. If they pull the mast, that will cost me another $200 each way – out and
in. And that’s if I do all the prep – loosening the turnbuckles, cotter rings,
electrical connections, etc. If they do that, it will cost another $100 or so.

And I live in a relatively low-cost area. In places like Annapolis or Newport,
Ft. Lauderdale or New York, these costs may even be higher.

Boat ownership is rapidly becoming once more a pastime out of reach of the
average American, the way it was at the turn of the Century.

Steve Gaber
Sanderling, 1967 C-31 #77
Oldsmar, FL

---- Lola Jackson <lolaltd@…> wrote:

Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then
do you have to pay a rent/parking of the boat fee too?.

Posted by Sward (swardfullsail@…>)
Lola,

Parking is usually free. I don’t know the cost of the haul out-different at each yard. I don’t know about cost per day either.
“Life is a Reach, then you Jibe”

SWARD— On Fri, 9/5/08, Lola Jackson <lolaltd@…> wrote:
From: Lola Jackson <lolaltd@…>Subject: Re: [FreedomOwnersGroup] Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comDate: Friday, September 5, 2008, 2:33 PM






Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then do you have to pay a rent/parking of the boat fee too?.— On Fri, 9/5/08, Sward <swardfullsail@ yahoo.com> wrote:
From: Sward <swardfullsail@ yahoo.com>Subject: Re: [FreedomOwnersGroup ] Boat InsuranceTo: FreedomOwnersGroup@ yahoogroups. comDate: Friday, September 5, 2008, 2:17 PM







My insurance covers 1/2 of hauling my boat or whatever protection costs I have to incur up to $1000. for each storm or up to $3000 a year.

I have Zurich.

How are things there now Lola

“Life is a Reach, then you Jibe”

SWARD— On Fri, 9/5/08, Lola Jackson <lolaltd@yahoo. com> wrote:
From: Lola Jackson <lolaltd@yahoo. com>Subject: [FreedomOwnersGroup ] Boat InsuranceTo: “freedom group” <freedomownersgroup@ yahoogroups. com>Date: Friday, September 5, 2008, 2:08 PM






I called my agent and I was told, during Hurricane it has to be out of the water.If left in the water, they pay for your damages, however your Deducible is 5 % of your total value listed on the boat more per year.How is yours?Inquiring minds want to know.I’m with NATIONWIDE with 3 vehicles too.Lola F30

Posted by Lola Jackson (lolaltd@…>)
Believe me I know about boat bucks…I put $12000 into the boat before I even had it delivered…but it’s the way I wanted and I feel safe…until…until…I sail it. lol— On Fri, 9/5/08, sgaber@… <sgaber@…> wrote:From: sgaber@… <sgaber@…>Subject: Re: [FreedomOwnersGroup] Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comCc: “Lola Jackson” <lolaltd@…>Date: Friday, September 5, 2008, 9:33 PM

Lola:

Maybe it’s different for emergency haulouts in advance of approaching hurricanes, I dunno.

But generally, when it comes to boatyards, things ain’t like they used to be maybe 10 years ago or less.

For routine maintenance and bottom painting, round trip - out of the water and in later – for my Columbia 31 is about $360. That includes pressure wash and blocking. Unless you have a seasonal storage agreement with the yard, the cost is between $15 and $25 per day for every day it sits there. Most yards in this area no longer allow the owner to do his own work like bottom painting or mechanical work. And if you use outside labor, the yard will charge maybe $75 or more per day for that privilege. They want to do the work, at rates varying between $65 and $95 per hour, depending the average rate on location. If they do allow you to paint the bottom, they will insist that you buy the paint from them at full list price, around $290 per gallon, roughly twice what you could get it for at a marine discount store.

A package deal for bottom painting in my area (the central Gulf coast of Florida), depending on which yard I choose, costs between $24 and $32 per foot for haulout, pressure wash, a light sanding and two coats of Trinidad SR. If they have to hold the boat in the slings – to paint the centerboard, for instance-- they will charge by the hour for the use of the Travel Lift.

In the past when I painted the bottom myself, I would pay $200 for a round trip haulout and wash, buy then paint at a place like BoatOwners’ Discount Warehouse for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to buy some quart cans too), pay $15/ day for maybe 3 days, sand the bottom one day, paint the next, make a deal with the yard crew to haul the boat last and leave it in the Travel lift overnight so I could paint the centerboard and pout it back in the water for a total cost under $600.

Don’t bees like that no more. Very few yards around here will allow me to do my own work on the boat. And none of them are nearby.

Nowadays, painting the bottom, which I have to do soon, will cost at least a thousand – or One Boat Buck. And I will need the yard to replace the centerboard cable at $75/hour plus the cable. For this they will need the Travel Lift and will charge me for that too, plus another day for sitting on the hard. If they pull the mast, that will cost me another $200 each way – out and in. And that’s if I do all the prep – loosening the turnbuckles, cotter rings, electrical connections, etc. If they do that, it will cost another $100 or so.

And I live in a relatively low-cost area. In places like Annapolis or Newport, Ft. Lauderdale or New York, these costs may even be higher.

Boat ownership is rapidly becoming once more a pastime out of reach of the average American, the way it was at the turn of the Century.

Steve Gaber
Sanderling, 1967 C-31 #77
Oldsmar, FL

---- Lola Jackson <lolaltd@yahoo. com> wrote:

Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then do you have to pay a rent/parking of the boat fee too?.

\

Posted by Randy (crawfordceramics@…>)


\

— On Fri, 9/5/08, sgaber@… <sgaber@…> wrote:

I’ll bet they charge a bit more for emergency haul outs and parking-
just because the more you need it- the more they can charge!
Marine yards charge more if you want to bring in your own labor
because of insurance regulations on free radicals,
versus independant self insured contractors.
I am looking into setting up a small marina, boat launch and storage yard
on my Lake that is free from the issues of ridiculous insurance rates and tacit collusion among the other players.



Lola:Maybe it’s different for emergency haulouts in advance of approaching hurricanes, I dunno.But generally, when it comes to boatyards, things ain’t like they used to be maybe 10 years ago or less.For routine maintenance and bottom painting, round trip - out of the water and in later – for my Columbia 31 is about $360. That includes pressure wash and blocking. Unless you have a seasonal storage agreement with the yard, the cost is between $15 and $25 per day for every day it sits there. Most yards in this area no longer allow the owner to do his own work like bottom painting or mechanical work. And if you use outside labor, the yard will charge maybe $75 or more per day for that privilege. They want to do the work, at rates varying between $65 and $95 per hour, depending the average rate on location. If they do allow you to paint the bottom, they will insist that you buy the paint from them at full list price, around $290
per gallon, roughly twice what you could get it for at a marine discount store.A package deal for bottom painting in my area (the central Gulf coast of Florida), depending on which yard I choose, costs between $24 and $32 per foot for haulout, pressure wash, a light sanding and two coats of Trinidad SR. If they have to hold the boat in the slings – to paint the centerboard, for instance-- they will charge by the hour for the use of the Travel Lift. In the past when I painted the bottom myself, I would pay $200 for a round trip haulout and wash, buy then paint at a place like BoatOwners’ Discount Warehouse for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to buy some quart cans too), pay $15/ day for maybe 3 days, sand the bottom one day, paint the next, make a deal with the yard crew to haul the boat last and leave it in the Travel lift overnight so I could paint the centerboard and pout it back in the water for a total cost
under $600. Don’t bees like that no more. Very few yards around here will allow me to do my own work on the boat. And none of them are nearby.Nowadays, painting the bottom, which I have to do soon, will cost at least a thousand – or One Boat Buck. And I will need the yard to replace the centerboard cable at $75/hour plus the cable. For this they will need the Travel Lift and will charge me for that too, plus another day for sitting on the hard. If they pull the mast, that will cost me another $200 each way – out and in. And that’s if I do all the prep – loosening the turnbuckles, cotter rings, electrical connections, etc. If they do that, it will cost another $100 or so. And I live in a relatively low-cost area. In places like Annapolis or Newport, Ft. Lauderdale or New York, these costs may even be higher.Boat ownership is rapidly becoming once more a pastime out of reach of the average American, the way it was at the
turn of the Century. Steve GaberSanderling, 1967 C-31 #77Oldsmar, FL---- Lola Jackson <lolaltd@yahoo. com> wrote: > Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then do you have to pay a rent/parking of the boat fee too?.

Posted by esfogel@… (esfogel@…)

Boat hauling? Funny you should mention that. I had to have my Freedom 25 - all
26 feet of it - hauled out. It was $500 for the crane and another $150 for the
three guys to scratch their heads and wonder how to unstep an unstayed mast.
Normally, people haul their boats as a group for the economies of scale. And
what a bargain that is. That bill is usually about $370. And as for the matter
of competent boat yards in the area, well, don’t get me started because this
post would go on for days.
-------------- Original message ----------------------
From: Lola Jackson <lolaltd@…>

Believe me I know about boat bucks…I put $12000 into the boat before I even
had it delivered…but it’s the way I wanted and I feel
safe…until…until…I sail it. lol

— On Fri, 9/5/08, sgaber@… <sgaber@…> wrote:
From: sgaber@… <sgaber@…>
Subject: Re: [FreedomOwnersGroup] Boat Insurance
To: FreedomOwnersGroup@yahoogroups.com
Cc: “Lola Jackson” <lolaltd@…>
Date: Friday, September 5, 2008, 9:33 PM

        Lola:

Maybe it’s different for emergency haulouts in advance of approaching
hurricanes, I dunno.

But generally, when it comes to boatyards, things ain’t like they used to be
maybe 10 years ago or less.

For routine maintenance and bottom painting, round trip - out of the water
and
in later – for my Columbia 31 is about $360. That includes pressure wash and
blocking. Unless you have a seasonal storage agreement with the yard, the
cost
is between $15 and $25 per day for every day it sits there. Most yards in
this
area no longer allow the owner to do his own work like bottom painting or
mechanical work. And if you use outside labor, the yard will charge maybe $75
or more per day for that privilege. They want to do the work, at rates
varying
between $65 and $95 per hour, depending the average rate on location. If they
do allow you to paint the bottom, they will insist that you buy the paint from
them at full list price, around $290 per gallon, roughly twice what you could
get it for at a marine discount store.

A package deal for bottom painting in my area (the central Gulf coast of
Florida), depending on which yard I choose, costs between $24 and $32 per foot
for haulout, pressure wash, a light sanding and two coats of Trinidad SR. If
they have to hold the boat in the slings – to paint the centerboard, for
instance-- they will charge by the hour for the use of the Travel Lift.

In the past when I painted the bottom myself, I would pay $200 for a round
trip
haulout and wash, buy then paint at a place like BoatOwners’ Discount
Warehouse
for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to buy some
quart
cans too), pay $15/ day for maybe 3 days, sand the bottom one day, paint the
next, make a deal with the yard crew to haul the boat last and leave it in the
Travel lift overnight so I could paint the centerboard and pout it back in the
water for a total cost under $600.

Don’t bees like that no more. Very few yards around here will allow me to do
my
own work on the boat. And none of them are nearby.

Nowadays, painting the bottom, which I have to do soon, will cost at least a
thousand – or One Boat Buck. And I will need the yard to replace the
centerboard cable at $75/hour plus the cable. For this they will need the
Travel Lift and will charge me for that too, plus another day for sitting on
the
hard. If they pull the mast, that will cost me another $200 each way – out
and
in. And that’s if I do all the prep – loosening the turnbuckles, cotter
rings,
electrical connections, etc. If they do that, it will cost another $100 or so.

And I live in a relatively low-cost area. In places like Annapolis or
Newport,
Ft. Lauderdale or New York, these costs may even be higher.

Boat ownership is rapidly becoming once more a pastime out of reach of the
average American, the way it was at the turn of the Century.

Steve Gaber

Sanderling, 1967 C-31 #77

Oldsmar, FL

---- Lola Jackson <lolaltd@yahoo. com> wrote:

Hi Sward…heavy rain then still off and on. How much is a Haul
out?..Then
do you have to pay a rent/parking of the boat fee too?.





Believe me I know about boat bucks…I put $12000 into the boat before I even had it delivered…but it’s the way I wanted and I feel safe…until…until…I sail it. lol— On Fri, 9/5/08, sgaber@tampabay.rr.com <sgaber@tampabay.rr.com> wrote:From: sgaber@tampabay.rr.com <sgaber@tampabay.rr.com>Subject: Re: [FreedomOwnersGroup] Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comCc: “Lola Jackson” <lolaltd@yahoo.com>Date: Friday, September 5, 2008, 9:33 PM

Lola:

Maybe it’s different for emergency haulouts in advance of approaching hurricanes, I dunno.

But generally, when it comes to boatyards, things ain’t like they used to be maybe 10 years ago or less.

For routine maintenance and bottom painting, round trip - out of the water and in later – for my Columbia 31 is about $360. That includes pressure wash and blocking. Unless you have a seasonal storage agreement with the yard, the cost is between $15 and $25 per day for every day it sits there. Most yards in this area no longer allow the owner to do his own work like bottom painting or mechanical work. And if you use outside labor, the yard will charge maybe $75 or more per day for that privilege. They want to do the work, at rates varying between $65 and $95 per hour, depending the average rate on location. If they do allow you to paint the bottom, they will insist that you buy the paint from them at full list price, around $290 per gallon, roughly twice what you could get it for at a marine discount store.

A package deal for bottom painting in my area (the central Gulf coast of Florida), depending on which yard I choose, costs between $24 and $32 per foot for haulout, pressure wash, a light sanding and two coats of Trinidad SR. If they have to hold the boat in the slings – to paint the centerboard, for instance-- they will charge by the hour for the use of the Travel Lift.

In the past when I painted the bottom myself, I would pay $200 for a round trip haulout and wash, buy then paint at a place like BoatOwners’ Discount Warehouse for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to buy some quart cans too), pay $15/ day for maybe 3 days, sand the bottom one day, paint the next, make a deal with the yard crew to haul the boat last and leave it in the Travel lift overnight so I could paint the centerboard and pout it back in the water for a total cost under $600.

Don’t bees like that no more. Very few yards around here will allow me to do my own work on the boat. And none of them are nearby.

Nowadays, painting the bottom, which I have to do soon, will cost at least a thousand – or One Boat Buck. And I will need the yard to replace the centerboard cable at $75/hour plus the cable. For this they will need the Travel Lift and will charge me for that too, plus another day for sitting on the hard. If they pull the mast, that will cost me another $200 each way – out and in. And that’s if I do all the prep – loosening the turnbuckles, cotter rings, electrical connections, etc. If they do that, it will cost another $100 or so.

And I live in a relatively low-cost area. In places like Annapolis or Newport, Ft. Lauderdale or New York, these costs may even be higher.

Boat ownership is rapidly becoming once more a pastime out of reach of the average American, the way it was at the turn of the Century.

Steve Gaber
Sanderling, 1967 C-31 #77
Oldsmar, FL

---- Lola Jackson <lolaltd@yahoo. com> wrote:

Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then do you have to pay a rent/parking of the boat fee too?.



\

Posted by Herman and Gail Schiller (hschiller2@…>)

The dumbing of America is pervasive, including boat yards. Herm

At 07:05 AM 9/6/2008, you wrote:

Boat hauling? Funny you should mention that. I had to have my
Freedom 25 - all 26 feet of it - hauled out. It was $500 for the
crane and another $150 for the three guys to scratch their heads and
wonder how to unstep an unstayed mast. Normally, people haul their
boats as a group for the economies of scale. And what a bargain that
is. That bill is usually about $370. And as for the matter of
competent boat yards in the area, well, don’t get me started because
this post would go on for days.
-------------- Original message ----------------------
From: Lola Jackson <mailto:lolaltd%40yahoo.comlolaltd@…>

Believe me I know about boat bucks…I put $12000 into the boat
before I even
had it delivered…but it’s the way I wanted and I feel
safe…until…until…I sail it. lol

— On Fri, 9/5/08,
mailto:sgaber%40tampabay.rr.comsgaber@…
<mailto:sgaber%40tampabay.rr.comsgaber@…> wrote:
From: mailto:sgaber%40tampabay.rr.comsgaber@…
<mailto:sgaber%40tampabay.rr.comsgaber@…>
Subject: Re: [FreedomOwnersGroup] Boat Insurance
To:

mailto:FreedomOwnersGroup%40yahoogroups.comFreedomOwnersGroup@yahoogroups.com

Cc: “Lola Jackson” <mailto:lolaltd%40yahoo.comlolaltd@…>
Date: Friday, September 5, 2008, 9:33 PM

Lola:

Maybe it’s different for emergency haulouts in advance of approaching
hurricanes, I dunno.

But generally, when it comes to boatyards, things ain’t like they
used to be
maybe 10 years ago or less.

For routine maintenance and bottom painting, round trip - out of
the water and
in later – for my Columbia 31 is about $360. That includes
pressure wash and
blocking. Unless you have a seasonal storage agreement with the
yard, the cost
is between $15 and $25 per day for every day it sits there. Most
yards in this
area no longer allow the owner to do his own work like bottom painting or
mechanical work. And if you use outside labor, the yard will
charge maybe $75
or more per day for that privilege. They want to do the work, at
rates varying
between $65 and $95 per hour, depending the average rate on
location. If they
do allow you to paint the bottom, they will insist that you buy
the paint from
them at full list price, around $290 per gallon, roughly twice
what you could
get it for at a marine discount store.

A package deal for bottom painting in my area (the central Gulf coast of
Florida), depending on which yard I choose, costs between $24 and
$32 per foot
for haulout, pressure wash, a light sanding and two coats of
Trinidad SR. If
they have to hold the boat in the slings – to paint the centerboard, for
instance-- they will charge by the hour for the use of the Travel Lift.

In the past when I painted the bottom myself, I would pay $200
for a round trip
haulout and wash, buy then paint at a place like BoatOwners’
Discount Warehouse
for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to
buy some quart
cans too), pay $15/ day for maybe 3 days, sand the bottom one
day, paint the
next, make a deal with the yard crew to haul the boat last and
leave it in the
Travel lift overnight so I could paint the centerboard and pout
it back in the
water for a total cost under $600.

Don’t bees like that no more. Very few yards around here will
allow me to do my
own work on the boat. And none of them are nearby.

Nowadays, painting the bottom, which I have to do soon, will cost
at least a
thousand – or One Boat Buck. And I will need the yard to replace the
centerboard cable at $75/hour plus the cable. For this they will need the
Travel Lift and will charge me for that too, plus another day for
sitting on the
hard. If they pull the mast, that will cost me another $200 each
way – out and
in. And that’s if I do all the prep – loosening the turnbuckles,
cotter rings,
electrical connections, etc. If they do that, it will cost
another $100 or so.

And I live in a relatively low-cost area. In places like
Annapolis or Newport,
Ft. Lauderdale or New York, these costs may even be higher.

Boat ownership is rapidly becoming once more a pastime out of reach of the
average American, the way it was at the turn of the Century.

Steve Gaber

Sanderling, 1967 C-31 #77

Oldsmar, FL

---- Lola Jackson <lolaltd@yahoo. com> wrote:

Hi Sward…heavy rain then still off and on. How much is a Haul
out?..Then
do you have to pay a rent/parking of the boat fee too?.

From: Lola Jackson <lolaltd@…>
To: FreedomOwnersGroup@yahoogroups.com
Subject: Re: [FreedomOwnersGroup] Boat Insurance
Date: Sat, 6 Sep 2008 02:22:25 +0000
Content-Type: Multipart/alternative;
boundary=“NextPart_Webmail_9m3u9jl4l_5589_1220699122_1”

Believe me I know about boat bucks…I put $12000 into the boat
before I even had it delivered…but it’s the way I wanted and I
feel safe…until…until…I sail it. lol

— On Fri, 9/5/08, sgaber@… <sgaber@…> wrote:
From: sgaber@… <sgaber@…>
Subject: Re: [FreedomOwnersGroup] Boat Insurance
To: FreedomOwnersGroup@yahoogroups.com
Cc: “Lola Jackson” <lolaltd@…>
Date: Friday, September 5, 2008, 9:33 PM

Lola:

Maybe it’s different for emergency haulouts in advance of
approaching hurricanes, I dunno.

But generally, when it comes to boatyards, things ain’t like they
used to be maybe 10 years ago or less.

For routine maintenance and bottom painting, round trip - out of the
water and in later – for my Columbia 31 is about $360. That
includes pressure wash and blocking. Unless you have a seasonal
storage agreement with the yard, the cost is between $15 and $25 per
day for every day it sits there. Most yards in this area no longer
allow the owner to do his own work like bottom painting or
mechanical work. And if you use outside labor, the yard will charge
maybe $75 or more per day for that privilege. They want to do the
work, at rates varying between $65 and $95 per hour, depending the
average rate on location. If they do allow you to paint the bottom,
they will insist that you buy the paint from them at full list
price, around $290 per gallon, roughly twice what you could get it
for at a marine discount store.

A package deal for bottom painting in my area (the central Gulf
coast of Florida), depending on which yard I choose, costs between
$24 and $32 per foot for haulout, pressure wash, a light sanding and
two coats of Trinidad SR. If they have to hold the boat in the
slings – to paint the centerboard, for instance-- they will charge
by the hour for the use of the Travel Lift.

In the past when I painted the bottom myself, I would pay $200 for a
round trip haulout and wash, buy then paint at a place like
BoatOwners’ Discount Warehouse for maybe $139/gallon (the boat takes
5 or 6 quarts, so I had to buy some quart cans too), pay $15/ day
for maybe 3 days, sand the bottom one day, paint the next, make a
deal with the yard crew to haul the boat last and leave it in the
Travel lift overnight so I could paint the centerboard and pout it
back in the water for a total cost under $600.

Don’t bees like that no more. Very few yards around here will allow
me to do my own work on the boat. And none of them are nearby.

Nowadays, painting the bottom, which I have to do soon, will cost at
least a thousand – or One Boat Buck. And I will need the yard to
replace the centerboard cable at $75/hour plus the cable. For this
they will need the Travel Lift and will charge me for that too, plus
another day for sitting on the hard. If they pull the mast, that
will cost me another $200 each way – out and in. And that’s if I do
all the prep – loosening the turnbuckles, cotter rings, electrical
connections, etc. If they do that, it will cost another $100 or so.

And I live in a relatively low-cost area. In places like Annapolis
or Newport, Ft. Lauderdale or New York, these costs may even be higher.

Boat ownership is rapidly becoming once more a pastime out of reach
of the average American, the way it was at the turn of the Century.

Steve Gaber
Sanderling, 1967 C-31 #77
Oldsmar, FL

---- Lola Jackson <mailto:lolaltd%40yahoo.comlolaltd@yahoo. com> wrote:

Hi Sward…heavy rain then still off and on. How much is a Haul
out?..Then do you have to pay a rent/parking of the boat fee too?.

Posted by ron barr (rwhb@…>)


One is supposed to refer to $12000 boat bucks as 12 boat
units — of much less concern to the other half!

Ron
Hoyt F32
Newport RI

Posted by Lola Jackson (lolaltd@…>)
I must have misunderstood Ron…My Ins Value on the boat is what I paid for the boat plus the $12000. to up grade it.Lola F30— On Sun, 9/7/08, ron barr <rwhb@…> wrote:From: ron barr <rwhb@…>Subject: [FreedomOwnersGroup] Re: Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comDate: Sunday, September 7, 2008, 9:48 AM



One is supposed to refer to $12000 boat bucks as 12 boat
units — of much less concern to the other half! Ron Hoyt F32 Newport RI

Posted by Sward (swardfullsail@…>)
Lola, how did you do with Hanna?
“Life is a Reach, then you Jibe”

SWARD— On Sun, 9/7/08, Lola Jackson <lolaltd@…> wrote:
From: Lola Jackson <lolaltd@…>Subject: Re: [FreedomOwnersGroup] Re: Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comDate: Sunday, September 7, 2008, 10:07 AM






I must have misunderstood Ron…My Ins Value on the boat is what I paid for the boat plus the $12000. to up grade it.Lola F30— On Sun, 9/7/08, ron barr <rwhb@…> wrote:
From: ron barr <rwhb@…>Subject: [FreedomOwnersGroup ] Re: Boat InsuranceTo: FreedomOwnersGroup@ yahoogroups. comDate: Sunday, September 7, 2008, 9:48 AM




One is supposed to refer to $12000 boat bucks as 12 boat units — of much less concern to the other half!

Ron
Hoyt F32
Newport RI

Posted by Lola Jackson (lolaltd@…>)
I did fine…it was a Tropical storm…just a lot of branches and leaves…now all my lawn furniture is in the house…I will leave all my plywood up in house and the boat was fine. I heard the floating docks came up another 4 ftNOW IKE IS ON WAY BUT NOT MY AREA .To all who are in IKE 's path I wish you luck…just can’t imagine The Gulf taking any more.TY for askingTY all for adviceLola F30— On Sun, 9/7/08, Sward <swardfullsail@…> wrote:From: Sward <swardfullsail@…>Subject: Re: [FreedomOwnersGroup] Re: Boat InsuranceTo: FreedomOwnersGroup@yahoogroups.comDate: Sunday, September 7, 2008, 10:21 AM

Lola, how did you do with Hanna?
“Life is a Reach, then you Jibe”

SWARD— On Sun, 9/7/08, Lola Jackson <lolaltd@yahoo. com> wrote:
From: Lola Jackson <lolaltd@yahoo. com>Subject: Re: [FreedomOwnersGroup ] Re: Boat InsuranceTo: FreedomOwnersGroup@ yahoogroups. comDate: Sunday, September 7, 2008, 10:07 AM






I must have misunderstood Ron…My Ins Value on the boat is what I paid for the boat plus the $12000. to up grade it.Lola F30— On Sun, 9/7/08, ron barr <rwhb@…> wrote:
From: ron barr <rwhb@…>Subject: [FreedomOwnersGroup ] Re: Boat InsuranceTo: FreedomOwnersGroup@ yahoogroups. comDate: Sunday, September 7, 2008, 9:48 AM




One is supposed to refer to $12000 boat bucks as 12 boat units — of much less concern to the other half!

Ron Hoyt F32
Newport RI

Posted by Ian Goodwin (igood0ne@…>)
Steve,

That is an interesting email regarding haulout and bottom painting. I too live in Tampa Bay and soon will need to redo the bottom of my F45. You refrenced different yards, what yards did you research? I would be interested if you could provide that information.

Ian Goodwin


----- Original Message ----From: “sgaber@…” <sgaber@…>To: FreedomOwnersGroup@yahoogroups.comCc: Lola Jackson <lolaltd@…>Sent: Friday, September 5, 2008 9:33:45 PMSubject: Re: [FreedomOwnersGroup] Boat Insurance

Lola:Maybe it’s different for emergency haulouts in advance of approaching hurricanes, I dunno.But generally, when it comes to boatyards, things ain’t like they used to be maybe 10 years ago or less.For routine maintenance and bottom painting, round trip - out of the water and in later – for my Columbia 31 is about $360. That includes pressure wash and blocking. Unless you have a seasonal storage agreement with the yard, the cost is between $15 and $25 per day for every day it sits there. Most yards in this area no longer allow the owner to do his own work like bottom painting or mechanical work. And if you use outside labor, the yard will charge maybe $75 or more per day for that privilege. They want to do the work, at rates varying between $65 and $95 per hour, depending the average rate on location. If they do allow you to paint the bottom, they will insist that you buy the paint from them at full list price, around $290
per gallon, roughly twice what you could get it for at a marine discount store.A package deal for bottom painting in my area (the central Gulf coast of Florida), depending on which yard I choose, costs between $24 and $32 per foot for haulout, pressure wash, a light sanding and two coats of Trinidad SR. If they have to hold the boat in the slings – to paint the centerboard, for instance-- they will charge by the hour for the use of the Travel Lift. In the past when I painted the bottom myself, I would pay $200 for a round trip haulout and wash, buy then paint at a place like BoatOwners’ Discount Warehouse for maybe $139/gallon (the boat takes 5 or 6 quarts, so I had to buy some quart cans too), pay $15/ day for maybe 3 days, sand the bottom one day, paint the next, make a deal with the yard crew to haul the boat last and leave it in the Travel lift overnight so I could paint the centerboard and pout it back in the water for a total cost
under $600. Don’t bees like that no more. Very few yards around here will allow me to do my own work on the boat. And none of them are nearby.Nowadays, painting the bottom, which I have to do soon, will cost at least a thousand – or One Boat Buck. And I will need the yard to replace the centerboard cable at $75/hour plus the cable. For this they will need the Travel Lift and will charge me for that too, plus another day for sitting on the hard. If they pull the mast, that will cost me another $200 each way – out and in. And that’s if I do all the prep – loosening the turnbuckles, cotter rings, electrical connections, etc. If they do that, it will cost another $100 or so. And I live in a relatively low-cost area. In places like Annapolis or Newport, Ft. Lauderdale or New York, these costs may even be higher.Boat ownership is rapidly becoming once more a pastime out of reach of the average American, the way it was at the
turn of the Century. Steve GaberSanderling, 1967 C-31 #77Oldsmar, FL---- Lola Jackson <lolaltd@yahoo. com> wrote: > Hi Sward…heavy rain then still off and on. How much is a Haul out?..Then do you have to pay a rent/parking of the boat fee too?.