Posted by William A Cormack (wacormack@…>)
My experience, WITH BOTA/US, was also very different. It was
not lightning it was a grounding but they were very fast and cooperative. They
did deduct the deductible you have to expect that.Â
Bill
From:
FreedomOwnersGroup@yahoogroups.com [mailto:FreedomOwnersGroup@yahoogroups.com] On
Behalf Of Al Lorman
Sent: Friday, June 27, 2008 11:00 AM
To: FreedomOwnersGroup@yahoogroups.com
Subject: RE: [FreedomOwnersGroup] Re: Ligthning Protection
\
My experience could not have been more different.
My insurer, Markel, told me to have an marine electrician look at the boat and
write up a repair estimate (including installation), which they paid in full
minus my deductible (of course, all of the destroyed electronics were
new). They also paid to have a rigger examine the mast.
Since I have switched to BoatUS for my current boat, your
tale makes me very nervous.
Al Lorman
From:
FreedomOwnersGroup@yahoogroups.com [mailto:FreedomOwnersGroup@yahoogroups.com] On
Behalf Of sgaber@…
Sent: Thursday, June 26, 2008 11:17 PM
To: FreedomOwnersGroup@yahoogroups.com
Cc: Al Lorman
Subject: RE: [FreedomOwnersGroup] Re: Ligthning Protection
\
My Columbia (with aluminum mast and SS rigging) was st ruck by lightning in
her slip on Cleareater Beach, FL. When I arived at the boat the guy in the slip
next door asked if the anchor light he found on his deck was mine. I looked upo
and saw that now only was the anchor light gone, but so was the VHF antenna,
the steaming light and Windex. Down beli\ow I found that the VHF, DS, KM and
all 6 of the new interior lights I had just installed werre fried. Toast,
crispy critters.
No other damage was apparent. My insurance is with BoatUS. The deductible is
$600. They sent an adjuster ofver, he looked at the boat and said the damage
was $824. They sent me qa check for $224, which didn’t pay for any of the
instruments. Maybe it paid for the interipr lights.
Up till that time I had been paying BoatUS $680 per year for 15 years,
amounting to more than $10,000. I had not had a claim against them before (or
since). You think they would cut me a break give me a little more to help pay
the damage? Certainly not.
Unfortunately, BoatUS is the only company I could find that would insure my
42-year-old boat.
Insurance conmpanies are among the most hated institutions in the world. Wonder
why?
Steve Gaber
Sanderling, 1967 C-31 #77
Oldsmar, FL
---- Al Lorman <ajl@…>
wrote:
I had side flash (or electromagnetic pulse) damage to my former F30 (yes,
I
told Doug in advance). Luckily, it caused no damage to the mast. It did
arbitrarily wipe out a fair amount of electronic gear. I did some research
thereafter and concluded that the best defense against lightning damage is
a
really good insurance policy. There is no expert consensus on any system.
Al Lorman
From: FreedomOwnersGroup@yahoogroups.com
[mailto:FreedomOwnersGroup@yahoogroups.com]
On Behalf Of Herman and Gail
Schiller
Sent: Thursday, June 26, 2008 4:55 PM
To: FreedomOwnersGroup@yahoogroups.com
Subject: Re: [FreedomOwnersGroup] Re: Ligthning Protection
All lightning protection appears to be aimed at preventing a
lightning strike by continuously “leaking” the static charge in
an
effort keep the charge below the voltage required to ionize the air
between the cloud and the ground. The land version of this is a
series of very pointed copper rods affixed to the peak of a roof
connected by a very heavy braided conductor eventually leading to a
ground rod or two next to the house. These conductors are formed so
that all radii are gradual (lightning tends to be unable to make
sharp turns). Likewise, there are the gadgets, with multiple fine
wires projecting, that are intended to discharge voltages to prevent
them from building up by mounting them at the mast-head and running a
wire (no sharp bends) to an immersed ground plate. These do the same
thing as the land-based systems. They are NOT guaranteed, but they
sure improve the odds. Herm
At 12:45 PM 6/26/2008, you wrote:
— In
mailto:FreedomOwnersGroup%40yahoogroups.comFreedomOwnersGroup@yahoogroups
.com mailto:FreedomOwnersGroup%40yahoogroups.com ,
“lance_ryley”
<lance_ryley@…> wrote:
Alex,
I think that the trick is to not be the tallest mast in town 
Uh oh. I am in trouble…
Thanks for the responses guys.
The US standards call for at “least” 4 AWG, and 1 sqr. ft
copper
plate. The plate is OK in salt water but insufficient for fresh. I
think the wire would be probably OK for “most” strikes. Ani
joints
or bends are of more concern there. It would heat up substatially so
it probably needs to be held a short distance away from the mast (not
practical with whisbones, but I have booms). Still the tought of all
that weight aloft and the chance of attracting a hit bothers me.
On the other hand I see no restrictions for the mast in my insurance
policy and I added an option to repair or replace damaged equipment
(with Allstate, the price wasn’t bad at all either. Being landlocked
in a fresh water lake has some advantages ;))
Anybody with first hadn knowledge of a strike on carbon fiber?
Cheers,
Alex
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